Insurance companies provide a wide variety of insurance products. For individuals, widely known products include payment of money on death, hospitalisation, disablement, loss or damage to property and belongings, damages to third parties (e.g. damages to a person or property involved in an accident while driving a car), loss of baggage while traveling and so on. There are also certain other, less well known products such as:

• lump sum payment in the unfortunate event of a baby being born with anatomical abnormality or malformation
• loss or disablement of a performing finger or limb of an artiste (e.g. a dancer) or sports player (e.g. the leg of a football player)

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